DO IT YOURSELF
Do it Yourself (DIY)
Do not want to JOIN a program, rather want to sort out your finances on your OWN?
Then we have a solution for you.
But you need to realize that you are required to develop the skills and knowledge to deal with your Creditors and / or Debt Collectors and / or Collection
Attorneys on your own.
This time GOOGLE will NOT have the answers, sorry.
BUT with the help of our DIY TOOLKIT and guidance from our Team of Experts you should be doing just fine.
THE DIY TOOLKIT
The comprehensive LOANFIX Toolkit does not only provide the TOOLS for you to do it alone – it also contains educational material to equip you with the necessary knowledge to handle your own affairs.
Traditionally the DIY idea is associated with a cost-saving activity.
However, with the Loanfix DIY concept, COST SAVING should not be the primary consideration, meaning that not anyone would qualify to “do it themselves”.
Other factors to be considered include:
NETT INCOME
TOTAL DEBT EXPOSURE
TYPE OF ITC LISTINGS, etc
Also in this instance we rely on the specialized LEXEASE Software developed by our Team of Experts to determine whether you will qualify for assistance under the DIY Option.
What you can EXPECT from
our DIY Plans
DIY Basic Package
COSTS included in DIY Plan - thus no extra payments by Consumer
Includes DIY Toolkit +Step by step Guide consisting of:
Ready-to-send Email Notifications to Creditors
Payment Plan: The minimum Amounts to be paid to each Creditor
Bank Account Info of Creditors; Client info; Ref/Acc info to empower Consumer to make payments himself/herself
Free Debt related Legal advice in respect of matters not related to the DIY Accounts
Email communication only
DIY - Advanced
COSTS included in DIY Plan - thus no extra payments by Consumer
Includes DIY Toolkit + Step by step Guide consisting of:
Copy of Email Notifications sent by ATTORNEYS to Creditors / Collection Attorneys / Debt Collectors
Payment Plan: The minimum Amounts to be paid to each Creditor
Bank Account Info of Creditors; Client info; Ref/Acc info to empower the consumer to make payments himself/herself
Free Debt related Legal advice
30 min Free telephone / Teams consultation with Attorney p/month per appointment.
PLUS: access to Monthly BOOSTER LOAN from Month 2
T`s & C`s per NCR requirements apply
PLUS assistance by ATTORNEYS regarding:
Formal Legal Notices (i.e Sect. 129 of the NCA)
Enquiries from Debt Collectors/Collection Attorneys / Sheriff
FREE of charge for 3 Months
Options after 3 Months:
- R299 p/m for assistance by ATTORNEYS regarding:
Formal Legal Notices (i.e Sect. 129 of the NCA)
Enquiries from Debt Collectors/Collection Attorneys / Sheriff
PLUS: qualification for Higher Monthly BOOSTER LOAN from Month 3
T`s & C`s per NCR requirements apply
SWITCH TO THE PREMIUM PACKAGE
The Real Deal
There may be many reasons why a DIY Consumer would prefer to switch to the PREMIUM option.
Mainly because of the Special Benefits offered under the PREMIUM package, i.e :
Monthly Booster Loans - GUARANTEED (T`s & C`s apply)
Rehabilitation Loans - GUARANTEED (T`s & C`s apply)
ATTORNEYS attending to Creditor / Collection Attorney / Debt Collector Enquiries
Intimidation by Debt Collectors and Collection Attorneys
Improvement of Financial circumstances
A lack of understanding of the guidelines in the DIY Toolkit
Inability to attend to Debt Collector/Collection Attorney enquiries due to employment conditions; etc. etc.
What you need to QUALIFY
1.
Permanently Employed
2.
Income more than R8000
3.
South African
Identity Document
Do You Have Any Questions
Go to our FAQ or use our chatbot or submit your details below and a friendly consultant will be on standby to assist
Testimonials
People Love Us
Qualifying for a Mortgage Bond
When I signed up for the LOANFIX Program, my Portfolio Manager explained that she would help me to qualify for a Bond. Even though she always tried to motivate me, I remained sceptical, because I knew my Credit Record was really bad. I still remember the day when I called her to share my excitement after qualifying for a Bond. I will always be greatful to LOANFIX.
MICHAEL – Cape Town
Qualifying for a Car Loan
I signed up for the LOANFIX Program, because i couldn't qualify for Loans anymore. I didn't quite understand the process that was explained to me, all i wanted to know was that i wanted to buy a Car. My Credit Score started to improve which motivated me (sonder die "t") to stay on (not in) the Program. Two years later i was able to buy a Car. I will advise anyone with a bad credit score to join Loanfix. They really helped me.
XOLISWA – Gcqberga
Credit Score - Very High Risk to Low Risk
I couldn`t understand why my applications for Loans were declined. A Loanfix Consultant called me and explained the reasons. She sent me a PLAN and I agreed to follow her advice. I was saving almost R5000 p/m and I agreed not to apply for
Loans until my Credit Score has improved. It took a year before I noticed an improvement in my Credit Score. When I left the LOANFIX Program I had a LOW RISK Score and I am
happy to report that it is still the case. I still contact my Portfolio Manager whenever I want to make a financial decision. LOANFIX really changed my life.
ISAAC - Meadowlands
Office:
UNIT 29B, First Floor, Nobel Park, Cnr Du Toit/Old Paarl rd, Bellville, Cape Town, 7530
021 903 7638
Email: [email protected]
Site: www.loanfix.co.za