We turn loan Declines into Approvals
We legally reduce your Instalments and give you a Loan every Month - GUARANTEED
NOT DEBT REVIEW | NO UPFRONT FEES
Super Simple 3 Step Process
Apply & Check Qualification
Fill out a quick online application to see if you qualify. No debt review, no upfront fees.
Sign Up & Activate Your Plan
Once approved, sign up for the
One Payment Plan , which reduces your monthly debt repayments while improving your credit score.
Get Monthly Booster Loans
As your credit improves, you start receiving growing Booster Loans every month—giving you more financial freedom!
Interested in a FREE Evaluation?
There’s no catch, risk, or obligation.
What you need to QUALIFY
1.Permanently Employed
2.Income more than R10000
3.South African Identity Document
4.Not under debt review?
Still don't understand watch the video
Do You Have QUESTIONS?
What exactly do you do?
Our Team of Experts will help to Rebuild your Credit Score so that you can become Creditworthy and qualify for Loans again. In fact, you may qualify for a Booster Loan within the 1st month of registration - Guaranteed. T&C apply. We put money back in your pocket: We assist you to SAVE money; Qualify for loans, PLUS we Rebuild your Credit Score. Click here for more information.
How are you different from Debt Review?
Our main objective is to PREVENT you from falling into the Debt Review trap. We do NOT list you under the WARNING section of your ITC Report which is the case with Debt Review. Your spouse does not have to be included as with Debt Review. You may EXIT the program any time which is NOT possible with Debt Review. We work for the CLIENT, YOU, and not for the Creditor who makes demands and has no interest in your financial problems.
How much does all this cost?
Everyone can AFFORD our services. Why? Because ALL Fees, inclusive of Attorney Fees, are INCLUDED in your SAVINGS Plan.
There is even better news: your monthly BOOSTER LOAN will effectively REDUCE your SCORE FIX Instalment. (T`s & C`s apply to the different products).
The BEST news is that you may qualify for a REHABILITATION Loan after 12 to 18 months depending on the improvement of your Profile meaning that you will reach the point where you longer have to use your salary to pay your Score Fix Instalment (only available on the PREMIUM Plan)
Thus, there are NO out of pocket expenses for any of the products.
PLUS: you have 4 different Products to choose form, making it even more AFFORDABLE to all.
Do I have to change my bank account?
First of all, it is important to understand that you can NOT achieve a GOOD Credit Profile without a GOOD Bank Profile.
Secondly, we want to put you in CONTROL of your SALARY in order to be able to pay for ALL your Living Expenses every month, i.e. Rental; Groceries; Petrol; School Fees; etc. etc.
This will NOT be possible if your Creditors continue with the DEDUCTION of their Instalments from your Bank Account.
Changing your Bank account helps ensure a smoother financial management process and prevents potential Cash Flow issues.
NB NB NB NB NB
Please make sure that your policies; Home Loan; Car Loan will be paid from your New Bank.
Testimonials
What others say
Qualifying for a Mortgage Bond
When I signed up for the LOANFIX Program, my Portfolio Manager explained that she would help me to qualify for a Bond. Even though she always tried to motivate me, I remained skeptical, because I knew my Credit Record was really bad. I still remember the day when I called her to share my excitement after qualifying for a Bond. I will always be grateful to LOANFIX.
MICHAEL – Cape Town
Qualifying for a Car Loan
I signed up for the LOANFIX Program, because I couldn`t qualify for Loans anymore.
I didn`t quite understand the process that was explained to me, all I wanted to
know was that I wanted to buy a Car. My Credit Score started to improve which
motivated met to stay in the Program. Two years later I was able to buy a Car. I will advise anyone with a bad credit score to join Loanfix.
XOLISWA – Gcqberga
Credit Score - Very High Risk to Low Risk
I couldn`t understand why my applications for Loans were declined. A Loanfix Consultant called me and explained the reasons. She sent me a PLAN and I agreed to follow her advice. I was saving almost R5000 p/m and I agreed not to apply for
Loans until my Credit Score has improved. It took a year before I noticed an improvement in my Credit Score. When I left the LOANFIX Program I had a LOW RISK Score and I am
happy to report that it is still the case. I still contact my Portfolio Manager whenever I want to make a financial decision. LOANFIX really changed my life.
ISAAC - Meadowlands
Office:
UNIT 29B, First Floor, Nobel Park, Cnr Du Toit/Old Paarl rd, Bellville, Cape Town, 7530
021 903 7638
Email: [email protected]